We were about to instruct a conveyancing solicitor in Oxton recommended on your site but stumbled across alternative fee calculations on the internet look less expensive – why is this?

There are lots of solicitors offering what appear to be cut price. You should give due consideration about how much you respect your own move to you are willing to take 'cheap' risks over the quality of the legal work. Many of them highlight a budget quote to catch your eye but conceal additional costs in the small print..

I'm purchasing my first flat in Oxton benefiting from help to buy. The sellers would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent told me not disclose to my solicitor about this extras as it would adversely affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a house in Oxton prior to appointing conveyancers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some mortgage companies will refuse to give a loan on this type of premises.

It varies from the lender to lender. Santander has different instructions for example to Nationwide. Should you wish to call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Oxton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Oxton to see if the conveyancing will be more expensive.

How do I use your search facility to get a quote from a conveyancing solicitor in Oxton on the approved list for my lender?

First select a lender such as , or then choose your location e.g. Oxton. Conveyancing practices in Oxton and beyond will then be shown.

My fiance and I have recently had an offer accepted on a flat and had meeting on Friday with Nationwide for the mortgage. They have informed me that when it comes to appointing a that unless they are on their approved panel of then we will have to pay out an additional charge of £250+. This is is due to the fact that they would then have to instruct a property lawyer to act on their behalf as well as the one we choose to act on our behalf and we are liable for their fees. I have asked Nationwide to supply me with a list so I can request quotes only from their approved conveyancers but was told that I need to check with each individual solicitor to see if they are on the panel. Is there a simple way of finding out who is on a lender panel?

Ask Nationwide what their criteria for joining their panel is for a conveyancer.Then ask the of your choice whether they fit that criteria and have they acted on mortgages for Nationwide historically. If the answer to those is yes, then just double check with Nationwide. Another option is to make use of our search tool and we should be able to find you a in Oxton on the approved list for Nationwide.