I am not well enough to travel far from Bebington. I would like to know the logic why all Bebington conveyancers aren't automatically on all mortgage company panels?

As inequitable as it may appear for mortgage companies to restrict who can act for them, from the public’s or solicitor’s perspective, the the contrary view is that lenders are increasingly anxious and feel it necessary to protect them against mortgage fraud. As a consequence of this concern mortgage companies are limiting their panel of approved conveyancing lawyers to a manageable size.

As someone unfamiliar with conveyancing in Bebington what is your top tip you can give me concerning the legal transfer of property in Bebington

You may not hear this from too many lawyers but conveyancing in Bebington and elsewhere in Merseyside is often a confrontational experience. Put another way, when it comes to conveyancing there exists an abundance of opportunity for friction between you and other parties involved in the legal transfer of property. For instance, the vendor, selling agent and on occasion a lender. Choosing a law firm for your conveyancing in Bebington should not be taken lightly as your conveyancer is your adviser, and is the ONLY party in the transaction whose interest is to look after your legal interests and to keep you safe.

Every so often a potential adversary will try and convince you that it is in your interests to do things their way. For instance, the selling agent may claim to be helping by suggesting your lawyer is slow. Or your mortgage broker may try to convince you to do take action that is against your lawyers advice. You should always trust your lawyer above all other parties in the conveyancing process.

We're in Bebington, FTBs purchasing with a mortgage (lender is Nottingham , and our solicitor is on the Nottingham conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Nottingham conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a house in Bebington? or Apparently there is an ancient law that means some homeowners residing in a parish church boundary will be compelled to contribute towards maintenance to the chancel within the church. Is this applicable for conveyancing in Bebington?

Unless a prior acquisition of the premises took place after 12 October 2013 you could take it that conveyancing practitioners delivering conveyancing in Bebington to continue to advocate a chancel search and or insurance against a claim.

A loan offer from a mortgage company for the remortgage of my 2 bedroom garden flat is expected any day now. Could you suggest an efficient remortgage conveyancing solicitor in Bebington ?

You are on the wrong site if you are in need of a cheap conveyancing solicitors in Bebington. Our aim is to provide excellent value conveyancing but our intention is not to advertise as being the cheapest. Do not be fooled by brokers offering low cost conveyancing in Bebington.At best, in going for cheap conveyancing, you will get what you pay for and at worst you will end up paying a lot in additional fee and still not receive the service expected.