I am buying a right to buy a flat in Wallasey. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Wallasey you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Wallasey.

I have a semi-detached Georgian property in Wallasey. Conveyancing lawyer represented me and National Westminster Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wallasey and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing practitioner who completed the work.

Given that I will soon spend over three hundred thousand on 3 bedroom house in Wallasey I wish to talk to a lawyer regarding thetransaction in advance of appointing the firm. Is this something that you can arrange?

This is something that we recommend - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer due to be carrying out your conveyancing in Wallasey.There is no ‘factory style conveyancing’ - each client is unique individual, not a file number. The solicitors that we put you in touch with believe that the figure you are provided with for residential conveyancing in Wallasey should be the figure that you are charged.

Back In 2007, I bought a leasehold house in Wallasey. Conveyancing and The Royal Bank of Scotland mortgage organised. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1995. The conveyancing solicitor in Wallasey who acted for me is not around. Do I pay?

The first thing you should do is make enquiries of the Land Registry to make sure that the individual purporting to own the freehold is indeed the new freeholder. You do not need to incur the fees of a Wallasey conveyancing solicitor to do this as it can be done on-line for less than a fiver. You should note that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Leasehold Conveyancing in Wallasey - Sample of Questions you should consider Prior to buying

You should be aware if it is fewer than 80 years it will impact the marketability of the flat. Check with your bank that they are content with the length of the lease. A short lease means that you will most likely need a lease extension sooner rather than later and you need to have some idea of what this will be. Remember, in most cases you would need to own the premises for 24 months before you are entitled to extend the lease. The answer will be useful as a) areas can cause problems in the block as the communal areas may start to deteriorate where repairs remain unpaid b) if the tenants have a dispute with the managing agents you will want to have all the details It is important to be aware if a new roof is being installed or some other major work is anticipated to be shared by the tenants and may well materially increase the the service costs or result in a specific payment.

My folks are unable to locate their Wallasey property on the HM Land Registry site. They recall that back in the 60’s when they acquired the property there were complications regarding Wallasey not being identified on some systems.

Nearly all residences in Wallasey should appear. Have you endevoured to search with just the postcode. Normally it should mention all the residences within the postcode. Where registered it will be there with a title number. Where they bought 50 years ago it's conceivable it may be not yet registered. The property could still be revealed but with the title number shown 'na'. In this scenario you will need to track down the original title documentation which may be with your parent’s bank.