Finally the sale completed on my house in Biggin Hill last April yet the purchaser is SMS messaging me to moan that their conveyancer needs to hear from mylawyer. What are the post completion sale legalities now that I have sold?

Post completion of your house sale your conveyancer should forward the transfer documentation and all additional paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer should also evidence that the home loan has been paid off to the buyers solicitors. There are no post completion formalities unique to conveyancing in Biggin Hill.

We are getting the release of further monies on our mortgage from Skipton as we wish to carry out a loft conversion to our home in Biggin Hill. Do we need to choose a nearby Biggin Hill solicitor on the Skipton conveyancing panel to handle the paperwork?

Skipton do not ordinarily require a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton conveyancing panel.

The formalities of my purchase has taken place for my property in Biggin Hill. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

My offer was accepted on a property in Biggin Hill on 17/12/2025, valuation was booked 4 days after, received a clean bill of health. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am purchasing my first flat in Biggin Hill with a mortgage from Barclays . The sellers refused to move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent advised me not reveal to my solicitor about the extras as it would put at risk my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My business partner and I are intending to take an assignment of a lease of a shop on the high street. Can you recommend lawyers offering no-sale-no fees for commercial conveyancing in Biggin Hill for under £1,200?

We can recommend firms who have an in-depth of experience of commercial conveyancing in Biggin Hill, including the disposal and purchase of businesses as well as simply premises. If you are looking to purchase or dispose of a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right solicitor. Regarding the charges these will vary based on the structure and heads of terms of the deal. Please provide us with your details or email us so that we may supply you with a fixed commercial conveyancing calculation.

I have had difficulty in trying to purchase the freehold in Biggin Hill. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Where there is a missing landlord or where there is disagreement about the premium for a lease extension, under the relevant statutes it is possible to make an application to the Leasehold Valuation Tribunal to assess the price.

An example of a Lease Extension matter before the tribunal for a Biggin Hill premises is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case related to 1 flat. The remaining number of years on the lease was 50.57 years.

When it comes to leasehold conveyancing in Biggin Hill what are the most frequent lease problems?

There is nothing unique about leasehold conveyancing in Biggin Hill. All leases are drafted differently and drafting errors can result in certain sections are not included. For example, if your lease is missing any of the following, it could be defective:

Repairing obligations to or maintain elements of the building Insurance obligations

You could encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Yorkshire Building Society, Bank of Scotland, and Alliance & Leicester all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to provide security, obliging the buyer to withdraw.