I plan on buying a flat in Biggin Hill. My lawyer has never been on on the bank conveyancing panel. Am I still permitted to continue with my Biggin Hill conveyancing solicitor even though they are not on the lender approved list?

You have a number of alternatives open to you here

• Carry on with your chosen Biggin Hill but your lender will need to instruct a on their conveyancing panel. The net result is additional fees together with potential frustration.
• Appoint a new to act in the purchase, ensuring that they are on the mortgage company conveyancing panel.
• Convince your to attempt to join the bank panel

I am buying a new build apartment in Biggin Hill. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Biggin Hill

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I decided to have a survey carried out on a house in Biggin Hill ahead of instructing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some lenders will refuse to issue a loan on such a property.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Biggin Hill. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Biggin Hill to see if the conveyancing costs will increase in light of this.

I am looking into buying my first house which is in Biggin Hill and I am already nervous. I couldn't find anything specific about Biggin Hill. Conveyancing will be needed in due course but do you know about the Biggin Hill area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Biggin Hill. In the meantime here are some basic statistics that we found

I own a 1 bedroom flat in Biggin Hill, conveyancing formalities finalised in 1995. Can you give me give me an indication of the likely cost of a lease extension? Similar properties in Biggin Hill with over 90 years remaining are worth £165,000. The ground rent is £45 yearly. The lease ceases on 21st October 50

With 50 years remaining on your lease the likely cost is going to be between £36,100 and £41,800 as well as professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before seeking the advice of a professional.