This question may be naive but I am unexperienced as FTB of a two bedroom flat in Ovingham. Do I collect the keys to the property on the completion date from my conveyancer? If this is the case, I will find a High Street conveyancing solicitor in Ovingham?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s solicitors, and once they have received this, you should be called to collect the keys from the selling Agents and start moving into the property. Usually this occurs early afternoon.

I currently have a mortgage with RBS for my property in Ovingham. Conveyancing has been completed some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform RBS?

RBS must be informed of your intention before letting out your property as this is likely to be a breach of RBS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. It should not be necessary to do this via a RBS conveyancing panel lawyer.

Intending to buy a flat in Ovingham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Ovingham conveyancing practitioner is on the Principality conveyancing panel.

I need some expedited conveyancing in Ovingham as I have a deadline to complete within one month. A home loan is not required. Can I decline from having conveyancing searches to save money and time?

As you are are a cash buyer you have the choice not to have searches carried out although no solicitor would suggest that you don't. With lots of history conveyancing in Ovingham the following are instances of issues that can be revealed and therefore impact future saleability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Road Schemes,...

I'm refinancing my current house to a buy to let loan with The Royal Bank of Scotland and intend to use the remaining equity as a down payment on further property. The area we are looking at is Ovingham. Will your conveyancers be able to act for both sets of lenders and tie in the transactions?

Do use our comparison tool on this site to ensure that the conveyancers are on the relevant lender panels. Having checked that they are your lawyer will be able to connect the two conveyancing matters but you should talk with you conveyancer and make clear your expectations and needs.

I need to instruct a conveyancing solicitor for sale conveyancing in Ovingham. I have stumble across a site which seems to have the ideal solution If there is a chance to get all this stuff completed via phone that would be preferable. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I only have 62 years remaining on my flat in Ovingham. I need to get lease extension but my freeholder is absent. What should I do?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. You will be obliged to prove that you or your lawyers have used your best endeavours to find the freeholder. For most situations a specialist would be useful to carry out a search and prepare an expert document to be used as evidence that the freeholder can not be located. It is wise to seek advice from a property lawyer in relation to investigating the landlord’s absence and the vesting order request to the County Court overseeing Ovingham.

Leasehold Conveyancing in Ovingham - Sample of Queries before buying

Can you tell me if there are any major works on the horizon that could increase the maintenance costs? Are any of leasehold owners in arrears of their service charge payments? Make sure you enquire if the the lease contains any unreasonable restrictions in the lease. For instance it is very common in Ovingham leases that pets are not allowed in in a block in Ovingham. If you love the flatin Ovingham however your dog can’t live with you then you will be presented with a hard decision.