A loan offer from Santander for the refinancing of my single bedroom flat is coming within the next few days. Are you able to put forward a cheap conveyancing solicitor in Corbridge?

This site is not designed to help those in their quest for the cheapest conveyancing in Corbridge. Our aim is to provide affordable conveyancing but our intention is not to work with the cheapest lawyers. Do not be swayed by brokers offering £100 conveyancing in Corbridge. At best, in being led by low cost conveyancing, you will earn what you pay for and at worst it will result in you invoiced for additional fees and still not receive the service required.

I am under pressure from the mortgagee in possession of a property in Corbridge to exchange within four weeks. What can I do to expedite matters?

In the event that you are under pressure for your conveyancing it is advisable to make sure that your conveyancer is familiar with the area as they will benefit local relationships and knowledge. It is possible that they would have handled otherhomes in the same neighbourhood. Therefore consider using a Corbridge conveyancing firm. Second, double check that the conveyancing firm is on the lender panel. It is said that just under twenty per cent of Corbridge conveyancing deals are frustrated or jeopardised after discovering a buyer’s conveyancer was not on their banks member panel. This can often result in the home move being frustrated by as much as three weeks. It is claimed that this issue affects in the region of 100,000 home sales annually. Many Corbridge conveyancing practices can not act for certain lenders so do check as early as possible.

A friend pointed out to me me that in buying a property in Corbridge there may be a number of restrictions as to what one can do in terms of external changes to the property. Is this right?

There are anumerous of properties in Corbridge which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Corbridge should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I have been advised by my lawyer that flying freehold insurance is necessary on my purchase. What is the level of cover for Corbridge conveyancing?

The appropriate level of flying freehold indemnity insurance depends on who your lender is. It would differ for example between Nationwide Building Society and Bank of Scotland. Conveyancing solicitors as opposed to borrowers take out such policies.

I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Corbridge building society branch on a couple of occasions and was told it wasn't a problem and they will lend. My Corbridge conveyancing solicitor - who is on the lender conveyancing panel- called and was told they will not lend in accordance with their specific requirements. Who do I believe?

The lawyer has to comply with the CML Handbook section two conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am buying my first flat in Corbridge with a loan from Virgin Money. The sellers refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The sale representative suggested that I not inform my conveyancer about this side-deal as it could impact my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In my capacity as executor for the will of my aunt I am selling a residence in Neath but live in Corbridge. My conveyancer (based 300 miles awayhas requested that I execute a statutory declaration before completion. Can you recommend a conveyancing solicitor in Corbridge who can attest this legal document for me?

Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are located in Corbridge