I am expecting a mortgage with Halifax. I hope to instruct a Licensed Conveyancer in Messingham. Does the Halifax Conveyancing panel include conveyancers regulated by the CLC?

The Halifax conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

As a first time buyer what is the most important number one tip you can impart regarding purchase conveyancing in Messingham?

Not many law firms or advisers will tell you this but conveyancing in Messingham and elsewhere in Lincolnshire is an adversarial process. In other words, when it comes to conveyancing there is plenty of opportunity for conflict between you and other parties involved in the legal transfer of property. For example, the seller, property agent and on occasion the bank. Selecting a law firm for your conveyancing in Messingham is a critical decision as your conveyancer is your adviser, and is the ONLY party in the legal process whose role it is to protect your best interests and to keep you safe.

We are witnessing a worrying increase of a "blame" culture- someone must be at fault for the process taking so long. You your first instinct should be to trust your solicitor ahead of all other players when it comes to the legal transfer of property.

My mortgage company has suggested solicitors on their panel based in Messingham but I would rather choose a conveyancing lawyer in Messingham round the corner to me. Are you able to assist?

Not all Messingham conveyancing firms are on all banks conveyancing panel. Use the above find an approved solicitor tool to identify a Messingham conveyancing conveyancer on the on the mortgage company panel.

I am looking for a leasehold apartment up to £235,500 and identified one round the corner in Messingham I like with a park and railway links in the vicinity, the downside is that it only has 61 years unexpired on the lease. There is not much else in Messingham in this price bracket, so just wondered if I would be making a grave error buying a short lease?

If you require a home loan that many years will likely be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.

There are plenty of houses in Messingham on private roads. We are buying such a property. What are the pros and cons of purchasing a house on a privately owned road?

Messingham conveyancing solicitors are familiar with transacting propertieson unadopted roads. Your solicitor should review the Land Registry data to find any rights or responsibilities. It is possible that there is a management company (wholly owned by residents) that residents pay into for the upkeep of the road. Where there is one, the road should be maintained and look better than publicly maintained.