I can't travel far from Burton upon Stather. What is the rationale as to why all Burton upon Stather solicitors aren't automatically on all mortgage company panels?

As inequitable as it may appear for lenders to restrict who can represent them, from the public’s or conveyancer’s standpoint, the flip side is that banks are becoming ever more anxious and regard it crucial to defend themselves against illegal activities. As a consequence of this concern mortgage companies have reduced their panel of approved conveyancing lawyers to a manageable size.

Is there a search tool that I can use to investigate if the solicitor conducting my conveyancing in Burton upon Stather is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Clydesdale thus spending £175.00 in additional legal invoice.

Please do make use of the find a conveyancing panel solicitor tool on this web page. Pick the lender and type ‘Burton upon Stather’ or your location and you will be presented with a number of lawyer located in Burton upon Stather or near you.

Are there restrictive covenants that are commonly identified during conveyancing in Burton upon Stather?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Burton upon Stather. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build apartment in Burton upon Stather. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Burton upon Stather

The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

Our solicitor in Burton upon Stather is asking me for ID documents stating that this is part of his requirements as a solicitor on the mortgage company Conveyancing panel. Is this right?

Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the lender. This is not unique to conveyancing in Burton upon Stather