I sincerely hope you can assist me. My Brigg solicitor is informing me me that he is legally obliged toorder Brigg conveyancing searches stemming from the fact thatthe firm are on the Santandersolicitor panel. Is my conveyancer right?

You have limited options available to you. Given that you are taking out a loan with a lender your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the CML Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Brigg conveyancing searches.

I used Arc property Solicitors several years ago for my conveyancing in Brigg. I now require my file but the law firm is no longer operating. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Brigg of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm buying my first flat in Brigg with the aid of help to buy. The developers refused to reduce the amount so I negotiated 6k of additionals instead. The property agent told me not reveal to my lawyer about the side-deal as it may put at risk my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My cousin has suggested that I use his conveyancers in Brigg. Should I choose my own solicitor?

There are no two ways about it it’s preferable to find a conveyancing practitioner is to have recommendations from friends or relatives who have used the solicitor that you are contemplating using.

Our solicitor in Brigg has requested from me ID documents asserting that this is part of his retainer as a solicitor on the mortgage company Conveyancing panel. Am I being spun a yarn?

Anti-terror and anti-money-laundering rules require Brigg conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that the lender also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the bank's UK Finance Lenders’ Handbook requirements