Our mortgage company has recommended solicitors on their panel based in Meliden but I would rather choose a conveyancing lawyer in Meliden round the corner to me. Are you able to help?
It is by no means the case that all Meliden conveyancing practitioners are approved and listed on all banks conveyancing panel. Use the above search tool to find a Meliden conveyancing solicitor on the on the mortgage company panel.
My wife and I buying a 4 bedroom semi-detached house in Meliden. The intention is to an extension at the rear at the house.Will legal investigations on the property involve investigations to ascertain if these alterations are prohibited?
Your solicitor should review the registered title as conveyancing in Meliden will on occasion reveal restrictions in the title deeds which restrict certain alterations or need the consent of a 3rd party. Some extensions require local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
Can you point me to a directory of UBS panel solicitors in Meliden on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association websites. Very few lending institutions make their panel listings viewable online. If you are looking for a Meliden lawyer on the UBS please make the most of our facility.
Completion of my purchase has taken place for my property in Meliden. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Various online forums that I have visited warn that are the primary cause of delay in Meliden conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not figure within the common causes of delays in the conveyancing process. Searches are unlikely to be the root cause of holding up conveyancing in Meliden.
Over the last few months I have been searching for a ground for flat up to £305k and found one near me in Meliden I like with open areas and railway links in the vicinity, the downside is that it only has 51 remaining years left on the lease. There is not much else in Meliden in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
If you need a home loan that many years may be problematic. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.
I have just placed an offer on a leasehold flat in Meliden and the estate agent that we are using recommended his property lawyer. He quoted £900 including VAT and disbursements. Does this sound like a good deal?
You should not rely on a single quote. You should obtain like-for-like quotes for your conveyancing in Meliden. Then pick one that you are comfortable with and just as important, is on the approved list of the bank that you are sourcing your mortgage from.