I am buying a newly constructed apartment in Knebworth and my solicitor is informing me that she is duty bound to the bank to disclose incentives from the builder. The Estate Agents are hassling me to sign contracts and I don't want to prolong deal. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I am looking to buy a flat and need a conveyancing solicitor in Knebworth who is on the Santander solicitor. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Santander in certain locations such as Knebworth. We dont recommend any particular firm.

I am purchasing a new build house in Knebworth benefiting from help to buy. The builders refused to budge the price so I negotiated £7000 of extras instead. The house builders rep told me not to tell my solicitor about the extras as it would jeopardize my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How straightforward is it to use the search app to select a conveyancing lawyer in Knebworth on the panel for my mortgage?

1st choose a mortgage company such as Nationwide Building Society, Bank of Scotland or Godiva Mortgages Ltd then specify your preferred area for instance Knebworth. Conveyancing organisations in Knebworth and nationally should be identified.

I want to sublet my leasehold apartment in Knebworth. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?

A small minority of properties in Knebworth do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord is not entitled to unreasonably withhold but, in such cases, they would need to review references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.

Leasehold Conveyancing in Knebworth - Sample of Queries before buying

Be sure to discover if there are any onerous prohibitions in the lease. For example plenty of leases prohibit pets being allowed in certain buildings in Knebworth. If you love the flatin Knebworth however your dog is not allowed to move with you then you will be faced difficult determination. Best to be warned whether a new roof is being put on or some other major work is pending to be shared amongst the tenants and will materially increase the the service charges or require a specific invoice. Does this lease have more than 85 years remaining?