It is 10 years ago since I acquired my house in Mortlake. Conveyancing lawyers have now been instructed on the sale but I am unable to find the title documents. Is this a problem?
Don’t worry too much. First there is a chance that the deeds will be with your mortgage company or they could be in the possession of the lawyers who handled your purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Nearly all conveyancing in Mortlake relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
I have 7378 less than 75 years unexpired on my lease and need a lease extension for my flat in Mortlake. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 15/9/2025 the requirements read as follows :
Do commercial conveyancing searches reveal proposed roadworks that could impact a commercial land in Mortlake?
Many commercial conveyancing solicitors in Mortlake will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Mortlake. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Mortlake.
For every commercial conveyancing transaction in Mortlake it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could result in delays to Mortlake commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not carried out for residential conveyancing in Mortlake.
I am buying my first flat in Mortlake with a loan from Coventry Building Society. The sellers would not budge the price so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not inform my solicitor about this side-deal as it would affect my loan with Coventry Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are FTB’s - agreed a price, yet the property agent has warned us that the seller will only go ahead if we use the agent's preferred conveyancers as they want an ‘expedited deal’. My instinct tells me that we should use a high street solicitor with experience of conveyancing in Mortlake
We suspect that the owner is not behind this requirement. Should the vendor want ‘a quick sale', alienating a motivated buyer is is going to put the whole deal at risk. Avoid the agents and go straight to the sellers and make sure they comprehend that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)but you intend to use your preferred Mortlake conveyancing solicitors - not the ones that will provide the negotiator at the agency a referral fee or hit his conveyancing thresholds set by head office.