Our Hopton conveyancer has identified a discrepancy when comparing the assumptions in the home valuation survey and what is in the conveyancing documents. My lawyer has advised that he must ensure that the bank is OK with this discrepancy and is still content to lend. Is my conveyancer’s approach right?

Your solicitor must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

I am assisting my aunt sell her house in Hopton. Does the conveyancer arrange the energy assessment or it is for the owner to coordinate?

Following the abolition of Home Packs, EPC’s was maintained a compulsory part of selling a house. An energy performance certificate should be commissioned prior to the property being advertised. This is not as aspect of the sale process that solicitors ordinarily organise. If you are using a Hopton conveyancing practitioner they might help arrange energy performance certificates due to their relationships with long established local accredited person

We previously appointed conveyancers with offices in Hopton on the Principality solicitor approved list. They have just invoiced me an additional fee for dealing with the Principality mortgage. Is this an additional conveyancing fee set by Principality?

As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your conveyancer may charge a fee for this. This charge is not set by Principality but by your Hopton lawyer. Some firms on the Principality panel will quote an ‘acting for lender’ fee but some firms incorporate it on their overall fee.

I am buying a property in Hopton. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?

As your lender is Bank of Ireland your lawyer must follow the conveyancing requirements contained in Section 2 of UK Finance Lenders’ Handbook for Bank of Ireland. The CML Handbook includes minimum conditions for solar panel roof-space leases, and solicitors are required to report to Bank of Ireland where a lease fails to meet these specifications. The specifications relate to the installation of panels on properties countrywide and is not restricted to Hopton.

Just acquired a terraced house in Hopton , What is the estimated time for the Land Registry to register the transfer to my name? My Hopton conveyancing solicitor works at snail pace, so I want to be certain that my purchase is recorded.

As far as conveyancing in Hopton registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timescales can adjust according to who lodges the application, whether it is in order and whether the Land registry must send notices to any other parties. As of today approximately 80% of such applications are fully dealt with within two weeks but some can be subject to protracted delays. Registration is effected after the purchaser has moved in to the property thus registration formalities is not usually primary concern but if it is urgent that the the registration takes place urgently then you or your lawyers could speak with the land registry and explain the circumstances.

I am purchasing a new build house in Hopton benefiting from help to buy. The sellers refused to move on the price so I negotiated £7000 of extras instead. The house builders rep advised me not to tell my lawyer about this side-deal as it will put at risk my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking into buying my first house which is in Hopton and I am already nervous. I couldn't find anything specific about Hopton. Conveyancing will be needed in due course but do you know about the Hopton area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Hopton. In the meantime here are some basic statistics that we found