We are about to exchange buying a property in Caister On Sea but as a consequence of wreckage from a small fire at the property I have was able negotiate reparation from the current proprietors in the sum of £2k taking the form of a adjustment in the price. This was going to be dealt with as part of amending the contract but Kent Reliance will not agree to this. Why were they notified?

The property lawyer being on the Kent Reliance approved list is obliged to disclose to Kent Reliance of any amendments to the purchase price. If you prohibit your conveyancer to report the reduction to Kent Reliance then they would have to discontinue acting for you. In addition, Kent Reliance and you would have to appoint a new lawyer for your conveyancing in Caister On Sea.

My wife and I are purchasing a house in Caister On Sea. It might be a silly question but how we can trust a lawyer? On completion day we have to put funds into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Are all Caister On Sea Conveyancing Quality Solicitors on the Lloyds conveyancing list of approved practices?

Some major banks and building societies now utilise CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.

I was told two weeks ago that my mortgage has been agreed to by Lloyds. Is it usual for Lloyds to only issue the offer once my solicitor in Caister On Sea is approved on their conveyancing panel? Lloyds have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am buying a new build house in Caister On Sea with a mortgage from Godiva Mortgages Ltd. The builders refused to reduce the price so I negotiated 6k of extras instead. The sale representative told me not reveal to my lawyer about this deal as it could affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Am I best advised to use a Caister On Sea conveyancing lawyer based in the area that I am hoping to buy? I have an old university friend who can carry out the conveyancing however her office is over three hundred kilometers drive away.

The primary upside of using a high street Caister On Sea conveyancing practice is that you can drop in to sign documents, present your identification documents and apply pressure on them if necessary. They will also have local knowledge which is a benefit. However it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and in the main were content that must surpass using an unfamiliar Caister On Sea conveyancing solicitor solely due to them being based in the area.

I see that you have a post code search directory listing firms on the lender conveyancing panel. Do Caister On Sea conveyancing firms pay you a referral fee if I instruct them for my conveyancing?

We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Caister On Sea.