The deeds to my home can not be found. The conveyancers who dealt with the conveyancing in Beccles 5 years ago have long since closed. Will I be able to sell the house?
As long as you have a registered title the information relating to your proprietorship will be recorded by HMLR with a Title Number. It is easy to perform a search at the Land Registry, find your house and get up to date copies of the property title for less than a fiver. If the title is Leasehold then the Land Registry will usually hold a certified copy of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
How does conveyancing in Beccles differ for new build properties?
Most buyers of new build premises in Beccles approach us having been asked by the developer to sign contracts and commit to the purchase even before the property is finished. This is because builders in Beccles usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Beccles or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a house in Beccles before instructing lawyers. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some mortgage companies may not issue a mortgage on a flying freehold home.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. Should you wish to call us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Beccles. Conveyancing will be smoother if you use a solicitor in Beccles especially if they are acquainted with such properties in Beccles.
I'm refinancing my existing home to a buy to let mortgage with Lloyds TSB Bank and intend to use the remaining equity as a down payment on a second property. The area we are looking at is Beccles. Will your solicitors be able to act for both sets of lenders and tie in the transactions?
Make use of our search tool on this site to be sure that the lawyers are on the appropriate lender panels. On the basis that they are your conveyancer will be able to simultaneously deal with the two transactions but you should have a chat with you solicitor and specify your expectations and requirements.
In surfing the world wide web for the term conveyancing in Beccles it brings up numerous solicitorslocally. With so much choice what is the best way to find the right solicitor for me?
The preferential method of choosing a suitable conveyancer is through a trusted referral, so seek the opinion of colleagues and those you trust who have bought a property in Beccles or the reputable estate agent or financial adviser. Costs for conveyancing in Beccles differ, so it's a good idea to obtain at least three fee estimates from varying types of conveyancers. Be sure to secure confirmation that the charges are guaranteed not to escalate.