Souldinstructing a Banbury conveyancing solicitor make my purchase more efficient?

Banbury is a unique place, where regional knowledge counts for a lot. The laid-back lifestyle has an upside – just not when it comes to your conveyancing. The property lawyers that we endorse display well rounded Banbury insight with a professional, can doattitude that helps everything runs smoothly. It is a distinct advantage if they enjoy good relationships with mortgage brokers, search providers, valuers and counterpart Banbury conveyancing firms

Various web forums that I have frequented warn that are a common cause of delay in Banbury conveyancing transactions. Is this right?

The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays in the conveyancing process. Local searches are not likely to feature in any slowing down conveyancing in Banbury.

I decided to have a survey done on a house in Banbury before instructing solicitors. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies tend refuse to issue a loan on such a premises.

It varies from the lender to lender. HSBC has different requirements for example to Halifax. Should you wish to telephone us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Banbury. Conveyancing will be smoother if you use a solicitor in Banbury especially if they are accustomed to such properties in Banbury.

My husband and I are first time buyers - agreed a price, but the estate agent has warned us that the seller will only proceed if we instruct their recommended lawyers as they need an ‘expedited deal’. My instinct tells me that we should use a local solicitor accustomed to conveyancing in Banbury

We suspect that the seller is not behind this requirement. Should the owner desire ‘a quick sale', alienating a serious purchaser is is going to put the whole deal at risk. Speak to the vendors direct and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with finances in place © you are chain free (d) you intend to proceed fast (e)but you are going to appoint your preferred Banbury conveyancing lawyers - as opposed tothose that will provide the negotiator at the agency a commission or meet his conveyancing thresholds pre-set by senior management.

Do I have to pop into the offices of the mortgage company conveyancing panel solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Banbury as it will be easier to pop in to their offices if required.

As opposed to ten years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Banbury.