Having sold my house in Hillsborough last August but my buyer keeps Skype messaging daily to say their lawyer needs to hear from mine. What are the post completion sale formalities now that I have sold?

Post completion of your sale your lawyer is obliged to forward the transfer documentation and all additional paperwork to the purchaser's lawyers. If applicable, your lawyer should also send confirmation that the legal charge in favour of the lender has been redeemed to the buyers conveyancers. There are no post completion tasks unique to conveyancing in Hillsborough.

I have a decision in principle. The bank mentioned the loan came with free conveyancing. Does this mean I have to use their panel conveyancer as I would much rather appoint a local conveyancing solicitor in Hillsborough?

You should check but the the likelihood is that appoint one of their panel conveyancers where you want the "fee-free" offer. Call the mortgage company and check if they make available a cash alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Hillsborough.

I am buying a new build house in Hillsborough with a mortgage from Barclays . The builders refused to move on the price so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not disclose to my solicitor about this deal as it will put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey completed on a house in Hillsborough prior to retaining lawyers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies will not grant a loan on a flying freehold premises.

It varies from the lender to lender. Santander has different instructions from Nationwide. If you e-mail us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hillsborough. Conveyancing will be smoother if you use a solicitor in Hillsborough especially if they are familiar with such properties in Hillsborough.

My husband and I are first time buyers - agreed a price, yet the estate agent advised that the vendor will only move forward if we instruct the agent's preferred conveyancers as they want an ‘expedited deal’. My instinct tells me that we should use a high street solicitor accustomed to conveyancing in Hillsborough

It is highly unlikely the sellers are driving this. Should the owner desire ‘a quick sale', turning down a motivated purchaser is likely to cause more damage than good. Speak to the vendors direct and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you have nothing to sell (d) you intend to proceed fast (e)however you are going to appoint your preferred Hillsborough conveyancing solicitors - not the ones that will provide their negotiator at the agency a introducer fee or achieve conveyancing targets pre-set by corporate headquarters.