Me and my fiancee are buying our first house. Our conveyancer has e-mailedto ask if we wish to order additional conveyancing searches. We are really unsure what's recommended for conveyancing in Heysham

The range of Heysham conveyancing searches should be dictated primarily on the property, the location, the probability of any of these risks, your knowledge of the locality and risks, your overall appetite to risk. What is important is that you adequately comprehend what information each search could provide. Then you can make a decision if you personally think you need that information. Should you be unsure, ask the lawyer to recommend.

Can I use your services to find a Conveyancing solicitor in Heysham even if I’m not buying or selling a house, for example where I intend to acquire a shop in Heysham with a mortgage from Barclays Direct?

Our comparison service is primarily utilised to get a quote from residential conveyancing solicitors in Heysham but we have set out at the bottom of this page a few Heysham commercial conveyancing firms. You should speak with the company directly to establish if they are also authorised to represent Barclays Direct

Me and my partner are buying a apartment in Heysham. It might be a silly question but how we can trust a lawyer? At some point we have to send our life savings into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I just acquired a house at auction in Heysham. Conveyancing is needed. What is next?

Now that you have for in every practical sense signed on the dotted line you should choose a conveyancing practitioner as a matter of urgency as you will have a tight a drop dead date to complete the deal. All auction property will ordinarily have an associated legal set of papers. This will include most,if not all of the paperwork that your solicitor requires. If you have purchased leasehold premises the auction papers should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You must give this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that your finances are in place to complete on the date specified in the contract.

I had a mortgage agreed in principle with Bank of Ireland. Heysham conveyancing solicitors have been selected. What is the average time that one could expect to receive a mortgage offer from Bank of Ireland?

Some lenders take longer than others. Have Bank of Ireland conducted the valuation? Have you informed Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I decided to have a survey carried out on a property in Heysham prior to appointing lawyers. I have been told that there is a flying freehold element to the house. The surveyor has said that some banks may refuse to grant a mortgage on such a property.

It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. If you call us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Heysham. Conveyancing may be slightly more expensive based on your lender's requirements.

We're first time buyers - had an offer accepted, but the property agent has warned us that the vendor will only move forward if we use their chosen solicitors as they want an ‘expedited deal’. We would rather use a family conveyancer who is accustomed to conveyancing in Heysham

It is unlikely the owners are driving this. If they desire ‘a quick sale', taking such a hostile approach to a genuine purchaser is counter productive. Bypass the agents and go straight to the sellers and make sure they understand (a)you are motivated purchasers (b)you are ready to progress, with finances in place © you are unencumbered (d) you wish to move quickly (e)however you intend to instruct your own,trusted Heysham conveyancing firm - rather thanthe ones that will earn their estate agent a introducer fee or achieve conveyancing targets demanded by head office.