I had intended to instruct a property lawyer in Thornton Cleveleys for our home move. Our financial adviser has since advised us that our mortgage company won't deal with them. Surely this is unfair competition?

Before the recession most mortgage companies had a different appetite for risk. Almost all Thornton Cleveleys conveyancing firms would have been on most mortgage company panels. The Financial Services Authority in 2010 conducted a thematic review into mortgage fraud which come to the conclusion: know the conveyancing solicitors dealt with. Consequently, mortgage companies have regularly sought more data from law firms regarding their operations and the individuals who work for them as well as establishing certain criteria such a completing on a minimum volume of transactions. Many Thornton Cleveleys conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Thornton Cleveleys is amongst the thousands of areas where the lawyers we recommend are are authorised to act for .

Are there restrictive covenants that are commonly picked up as part of conveyancing in Thornton Cleveleys?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Thornton Cleveleys. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build house in Thornton Cleveleys benefiting from help to buy. The developers refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep advised me not to tell my solicitor about this deal as it will impact my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In my capacity as executor for the estate of my father I am selling a property in Neath but live in Thornton Cleveleys. My conveyancer (approximately 260 kilometers from mehas requested that I execute a stat dec prior to the transaction finalising. Can you recommend a conveyancing lawyer in Thornton Cleveleys to attest and place their company stamp on the document?

Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Thornton Cleveleys based

I am purchasing a garden maisonette in Thornton Cleveleys. Conveyancing solicitor has been waiting for, from the vendor, building insurance paperwork. Earlier today I was advised that the seller needs to forward the insurance schedule for the flat above also. Why does my need to see the insurance for the other flat? Is it strictly necessary? We have been in hold for the last 4 weeks…

It is not impossible in leasehold conveyancing in Thornton Cleveleys to find Conveyancing in Thornton Cleveleys in a minority of cases reveals that the lease provides for the tenant's to insure their individual flats rather than the landlord insuring the entire block - which is clearly better. You should contact your but it would appear that your is looking to establish that the whole building is insured. Insuring a ground floor residence is no help when it comes to rebuilding after a fire if the other flat cannot be rebuilt due to lack of insurance.