Why do I have to pay up front when it comes to conveyancing in Morecambe?

Where you are retaining lawyers for conveyancing in Morecambe your lawyer will request that you place them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. If any down payment is payable against the purchase price then this should be required shortly prior to contracts are exchanged. The final balance that is due will be payable shortly before completion.

We are getting the release of further funds on our mortgage from Clydesdale as we intend to carry out renovations to our house in Morecambe. Do we need to appoint a local Morecambe solicitor on the Clydesdale conveyancing panel to handle the paperwork?

Clydesdale do not ordinarily appoint firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale panel.

I recently had an offer agreed on an apartment in Morecambe. My financial adviser recommended their conveyancers. I paid an on account payment of £225. A couple of days later, the property lawyer contacted me embarrassingly acknowledging that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Intending to buy a maisonette in Morecambe. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Co-operative conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Morecambe lawyer is on the Co-operative conveyancing panel.

I used Arc property Solicitors a few years past for my conveyancing in Morecambe. I now require my papers however cannot find the solicitor. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Morecambe of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

In sourcing the world wide web for the term cheap conveyancing in Morecambe it brings up numerous solicitorsin the vicinity. With so much choice what is the best way to find the suitable solicitor for the sale of my house?

The preferential method of finding the right conveyancer is via trusted testimonial, so enquire of friends and family who have acquired a property in Morecambe or the reputable estate agent or mortgage broker. Costs for conveyancing in Morecambe vary, so it's a good idea to secure at least four quotes from different property lawyers. Make sure that you know that the fees are fixed.

Back In 2002, I bought a leasehold house in Morecambe. Conveyancing and Godiva Mortgages Ltd mortgage organised. I have received a letter from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1997. The conveyancing practitioner in Morecambe who acted for me is not around. What should I do?

The first thing you should do is contact HMLR to make sure that this person is in fact the registered owner of the freehold reversion. It is not necessary to incur the fees of a Morecambe conveyancing solicitor to do this as it can be done on-line for a few pound. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Morecambe Leasehold Conveyancing - A selection of Questions you should ask before buying

What is the the remaining lease term? What is the name of the managing agents? You will want to find out as much as you can about the managing agents as they can either make life much easier or much more difficult. Being a leasehold owner you will be in the clutches of the managing agents from a financial perspective and when it comes to practical matters like the tidiness of the communal areas. Enquire of other people what they think of their management. On a final note, investigate as to the dates that you are obliged pay the maintenance charge to the managing agents and specifically how they are spending that money.