I am purchasing a ground floor flat in Copthorne. My property lawyer is not listed on the lender conveyancing list. Is it possible for me to use my Copthorne conveyancing solicitor notwithstanding that they are excluded from the bank list of approved lawyers?

One must appoint a conveyancer to complete the formalities if you take out a mortgage to purchase your property. They will carry out all the necessary due diligence on the property, ensuring that you will be registered as proprietor and ensure that all the required mortgage paperwork is dealt with. One can select a Copthorne solicitor of your choosing. However, where the solicitor appointed is not a member of the mortgage company solicitor panel additional fees will arise as separate legal representation will be required by them. Bank panel applications may be submitted, so where your solicitor has not in the past sought membership they should take the opportunity to apply.

I have todaybecome aware that Action Conveyancing have closed. They conducted my conveyancing in Copthorne for a purchase of a leasehold apartment 18 months ago. How can I establish that the property is not still registered in the name of the previous owner?

The easiest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Copthorne conveyancing specialists.

Just had an offer accepted on a new build flat in Copthorne. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Copthorne

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are architect prepared.

Due to the encouragement of my in-laws I had a survey completed on a property in Copthorne before retaining lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some banks will not give a loan on a flying freehold home.

It depends who your proposed lender is. Lloyds has different instructions from Halifax. If you contact us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Copthorne. Conveyancing may be slightly more expensive based on your lender's requirements.

In what way can the Landlord & Tenant Act 1954 impact my commercial offices in Copthorne and how can you help?

The 1954 Act provides a safeguard to business tenants, giving them the right to make a request to court for a renewal tenancy and continue in occupation when the lease comes to an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Copthorne is one of our many areas of the UK in which our lawyers are located