We are about to complete buying a house in Hayes but as a consequence of damage from a small fire at the property I have was able negotiate reparation from the current proprietors in the sum of £2k by way of a reduction in the price. This was going to be dealt with as part of a side agreement however will not agree to this. Why were they approached?

Any that is on a approved list is required to inform of any changes to the purchase price. If you were to refuse your to disclose the reduction to then they would have to discontinue acting for you. In addition, and you would have to appoint a new for your conveyancing in Hayes.

We are getting the release of further funds on our mortgage from as we wish to conduct alterations to our property in Hayes. Are we obliged to choose a nearby Hayes solicitor on the conveyancing panel to handle the paperwork?

would not normally require firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the panel.

I have decided to exercise my right to buy my property in Hayes off the council. I have a mortgage agreed with . Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with , you will need to appoint a solicitor on the conveyancing panel.

The mortgage over my property is with for my property in Hayes. Conveyancing was finalised a year ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform ?

You must advise before letting out your property as this is likely to be a breach of ’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact directly. It should not be necessary to do this via a conveyancing panel lawyer.

I'm purchasing a new build house in Hayes benefiting from help to buy. The developers would not move on the price so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not reveal to my solicitor about this deal as it would put at risk my loan with . Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My business partner and I are intending to take an assignment of a lease of an office on the high street. Can you recommend lawyers offering no-move-no costs for commercial conveyancing in Hayes for less than 2k?

We can recommend firms who have well rounded knowledge of commercial conveyancing in Hayes, including the disposal and acquisition of businesses as well as simply premises. Whether you are looking to purchase or lease a shop, pub, restaurant, office, retail unit or a complete business we will find you the right lawyer. As for the fees these will vary based on the structure and nuances of the deal. Please provide us with your contact information or call so as to enable us to furnish you with a fixed commercial conveyancing quote.

I have been sourcing a conveyancing solicitor in Hayes for my purchase. Can I see a solicitor's record with the legal regulator?

One may find presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training purposes.