My Coney Hall solicitor has spotted a discrepancy between the information in the valuation survey and what is revealed within the legal papers for the property. My solicitor says that he is obliged to ensure that the bank is happy with this discrepancy and is content to go ahead. Is my conveyancer’s course or action appropriate?

Your property lawyer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

I have an AIP. The lender mentioned the home loan came with free conveyancing. Is the implication that I have to appoint their panel lawyer as I would much rather instruct a Coney Hall based conveyancing firm?

Do check but the chances are that appoint one of their panel lawyers where you want the "fee-free" offer. Speak to the bank and check if they allow a monetary alternative. Some mortgage companies have previously offered a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor in Coney Hall.

We previously chose solicitors locally in Coney Hall on the Bank of Ireland solicitor approved list. They are now charging me a supplemental charge for the legal aspects of the Bank of Ireland mortgage. Is this a supplemental conveyancing fee specified by Bank of Ireland?

As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your lawyer may levy a fee for this. The charge is not set by Bank of Ireland but by your Coney Hall property lawyer. Numerous firms on the Bank of Ireland panel will levy an ‘acting for lender’ fee but plenty of practices include it on their overall fee.

I am expecting a AIP from Coventry BS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Coney Hall solicitors on the Coventry BS conveyancing panel, or is it better to go independently?

You will need to appoint Coney Hall solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.

After what seems like an age I have had an offer on a flat in Coney Hall agreed to, the vendors do nevertheless have an associated purchase. The vendors have offered on somewhere, however it’s not been accepted yet, and are looking at other apartments booked. I have chosen a nearby conveyancing solicitor in Coney Hall. What should be my next step? At what stage should I apply for the mortgage with Barclays?

It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then survey, Coney Hall conveyancing search charges, etc). The first course of action is to ensure that your conveyancing practitioner is on the Barclays approved list. As to the subsequent stages this very much dictated by the uniqueness of your case, desire for this property and on the state of the market. In a hot market the majority of home buyers would apply for the mortgage with Barclays and pay for the valuation and only if it comes back ok would they pay their lawyer to proceed with searches.

I used Action Conveyancing a few years past for my conveyancing in Coney Hall. Now, I need my files however the law firm is no longer operating. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Coney Hall of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am searching for an affordable conveyancing solicitor in Coney Hall to assist me in selling my flat. I am aware of the chance of getting ripped off but with lots of Coney Hall conveyancing organisations to choose from...how do I know which one is best to appoint?

To fee estimates for your move from the conveyancing firms that undertakes services in Coney Hall please make the most of our quote tool.