I'm in the process of changing my current homeowner loan to a Buy to Let Birmingham Midshires mortgage. I have been informed by my broker that I need a lawyer as part of the process. I had a chat the same Southborough conveyancing practitioner who who completed the conveyancing when I previously purchased the property. The quote issued of £575 plus disbursements has taken me by surprise as I am not require purchase conveyancing - it’s simply a straightforward remortgage.

The estimate does seem a tad overpriced. If you shop around you could decrease the fees slightly by say £125. On the other hand, providing that you were satisfied with the service the firm provided you couldlive to regret choosing an an untested lawyer. Don't forget to enquire that the conveyancer can represent Birmingham Midshires. Do use our search tool to select a Southborough conveyancing firm on the Birmingham Midshires approved list of lawyers, which can often include conveyancing solicitors in Southborough.

It is is a decade since I purchased my house in Southborough. Conveyancing solicitors have just been instructed on the sale but I am unable to track down my deeds. Is this a problem?

You need not be too concerned. Firstly there is a chance that the deeds will be with the lender or they could be in the possession of the solicitor who handled the purchase. Secondly in most cases the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Almost all conveyancing in Southborough relates to registered property but in the rare situation where your home is not registered it is more tricky but is not insurmountable.

My wife and I are purchasing a property in Southborough. It might be a silly question but how we can trust a solicitor? At some point we have to send funds into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I had a mortgage agreed in principle with Clydesdale. Southborough conveyancing lawyers were instructed. What is the average time that one could expect to receive a mortgage offer from Clydesdale?

Some lenders take longer than others. Have Clydesdale done the valuation? Have you advised Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I'm in the throws of looking at houses in Southborough and I am now considering a potential offer. Is it premature to have a solicitor in place? I am planning to take a mortgage with Barclays.

It would be sensible to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. As you are obtaining a mortgage with Barclays, make sure you remember to check that your lawyer is on the Barclays conveyancing panel.

Just had an offer accepted on a new build apartment in Southborough. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Southborough

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply a car parking plan. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

In my capacity as executor for the estate of my grandfather I am disposing of a house in Neath but I am based in Southborough. My solicitor (who is 235 kilometers from mehas requested that I sign a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Southborough who can witness this legal document for me?

strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Southborough based