My mortgage broker has requested my Hatton Park lawyer’ panel reference for the Santander conveyancing panel. Can you suggest how I find this out. I have contacted my local Hatton Park branch but they don't know it.

The sensible thing to do is ask for this information from your Hatton Park . Most Hatton Park law practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.

A relative advised me that if I am buying in Hatton Park I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is sometimes quoted for as part of the standard Hatton Park conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about Hatton Park around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information about Hatton Park.

The deeds to my property are lost. The solicitors who handled the conveyancing in Hatton Park 5 years ago are no longer around. What do I do?

As long as you have a registered title the information relating to your proprietorship will be held by the Land Registry under a Title Number. It is possible to execute a search at the Land Registry, identify your house and order up to date copies of the Registered Entries for a small fee. Where the property is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.

Due to the encouragement of my in-laws I had a survey completed on a house in Hatton Park ahead of retaining conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies may not grant a mortgage on a flying freehold premises.

It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hatton Park. Conveyancing will be smoother if you use a solicitor in Hatton Park especially if they regularly deal with such properties in Hatton Park.

Estate agents have just been given the go-ahead to market my ground floor apartment in Hatton Park.Conveyancing lawyers have not yet been instructed but I have just had a quarterly maintenance charge invoice – should I leave it to the buyer to sort out?

It best that you pay the service charge as normal because all ground rent and maintenance payments should be apportionedas part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process