After what seems like an age a loan agreement from HSBC for the remortgage of my single room maisonette is due by the end of next week. Could you suggest a cheap conveyancing practitioner in Halstead?

This site is not designed to help those in pursuit of the lowest fares for conveyancing solicitors in Halstead. Our intention is to offer affordable conveyancing but our intention is not to advertise as being the cheapest. Do not be seduced by brokers offering ninety nine pound conveyancing in Halstead. At best, in deciding on cheap conveyancing, you will end up with what you pay for and at worst it will result in you paying a lot in additional fees and still not get the service you were looking for.

Completed the sale of my flat in Halstead last November yet the purchaser is calling daily complaining that their lawyer needs to hear from mine. What should have happened now that I have sold?

Post completion of your house sale your lawyer should deliver the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. If applicable, your solicitor must also confirm that the home loan has been discharged to the purchasers conveyancers. There is unlikely to be post completion tasks peculiar conveyancing in Halstead.

Are the BSA intent on creating a online directory to to identify firms on the Norwich and Peterborough Building Society conveyancing panel for example in Halstead?

We are not aware of any intention on the part of the BSA to promote such a register.

My partner and I are in the throws of looking at apartments in Halstead and I am now considering a potential offer. Is it wise to have a property lawyer on ‘stand by’? I will be getting a home loan with Principality.

You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are getting a mortgage with Principality, make sure you remember to check that your lawyer is on the Principality conveyancing panel.

I was told four weeks ago that my mortgage has been agreed to by Kent Reliance. Is it usual for Kent Reliance to only issue the offer once my solicitor in Halstead is approved on their conveyancing panel? Kent Reliance have asked my solicitor to see a copy of their PI Insurance.

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have finally had an offer on a maisonette in Halstead accepted, the sellers do however have a tied purchase. The owners have put an offer on somewhere, but it’s not yet agreed to, and are looking at other properties in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in Halstead. What do I do now? At what point do I apply for the mortgage with Bank of Ireland?

It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of one thousand pounds, then valuation, Halstead conveyancing search charges, etc). First, you should ensure that your property lawyer is on the Bank of Ireland approved list. Regarding the next steps this very much dictated by the circumstances of your transaction, attraction to this property and on the state of the market. During a rising market many purchasers would apply for the mortgage with Bank of Ireland and arrange for the valuation and only if it comes back ok would they ask their conveyancing practitioner to press on with searches.

I'm buying my first flat in Halstead with the aid of help to buy. The developers refused to move on the price so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not to tell my solicitor about this deal as it may put at risk my loan with Leeds Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.