My mortgage broker requires my Clare law firm’s panel member for the Nationwide conveyancing panel. What is the best way to discover this. I have e-mailed my local Clare branch but they have not got back to me yet.
The sensible thing to do is ask for this information from your Clare conveyancer . They maintain a central record lender panel numbers.
My lender has suggested solicitors on their panel based in Clare but I would rather instruct a conveyancing lawyer in Clare local to me. Are you able to help?
Not all Clare conveyancing solicitors are on all lender’s conveyancing panel. Please make use of the above find an approved solicitor tool to choose a Clare conveyancing conveyancer on the on the bank panel.
Do I need to take out insurance to address the risk of chancel repairs when purchasing a residence in Clare?
Unless a previous purchase of the property took place post 12 October 2013 you can expect conveyancing practitioners conducting conveyancing in Clare to remain recommending a chancel search and or chancel repair liability policy.
How does conveyancing in Clare differ for newly converted properties?
Most buyers of new build or newly converted property in Clare approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because house builders in Clare usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Clare or who has acted in the same development.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Clare is the location of the property. Is there any guidance you can give?
Flying freeholds in Clare are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Clare you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clare may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.