I am getting a mortgage with Lloyds. I intend to enlist the help of a Licensed Conveyancer in Halewood. Does the Lloyds Conveyancing panel exclude Licensed Conveyancers?

The Lloyds approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

AssumingI was to acquire a straightforward housein Halewood for cash and have no survey and no conveyancing searches how much would I expect to to save on my conveyancing in Halewood?

Any savings you would make will be isolated to the costs for searches. Your conveyancer still got to do everything else - money laundering, communicating with your sellers conveyancing practitioner, stamp duty return, register the title etc. A marginal saving might be made by not having to register a mortgage however it won't be a lot.

Can your site be used to recommend a Conveyancing solicitor in Halewood even where I’m not purchasing or selling a house, for instance where I wish to buy an office in Halewood with a loan from Nottingham Building Society?

Our search tool is mainly there to select domestic conveyancing solicitors in Halewood but we have recorded at the bottom of this page a few Halewood commercial conveyancing firms. You should make contact with the company directly to check if they can also act for Nottingham Building Society

Will my conveyancer be raising enquiries about flooding during the conveyancing in Halewood.

The risk of flooding is if increasing concern for solicitors dealing with homes in Halewood. There are those who buy a house in Halewood, fully aware that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.

Conveyancers are not qualified to give advice on flood risk, however there are a number of searches that may be undertaken by the buyer or on a buyer’s behalf which will give them a better appreciation of the risks in Halewood. The conventional set of property information forms sent to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the owner to find out if the premises has historically flooded. In the event that the premises has been flooded in past which is not revealed by the vendor, then a buyer may issue a compensation claim as a result of such an incorrect reply. The buyer’s conveyancers should also order an enviro report. This should disclose if there is any known flood risk. If so, more detailed inquiries should be made.

I am looking for a leasehold apartment up to £195,000 and identified one close by in Halewood I like with a park and transport links in the vicinity, however it's only got 61 remaining years left on the lease. There is not much else in Halewood suitable, so just wondered if I would be making a grave error buying a short lease?

Should you need a mortgage the shortness of the lease may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you could request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.