Me and my wife are buying our first home. Our property lawyer has messagedto ask if we would like to order additional conveyancing searches. Frankly we are clueless as to what's appropriate for conveyancing in Clacton On Sea

The type of Clacton On Sea conveyancing searches should be dictated entirely on the property, the location, the possibility of any of these risks, your knowledge of the region and risks, your overall appetite to risk. What matters is that you adequately appreciate what information each search could provide. Then you can decide if you personally think you need that search. Should you be unclear, ask the conveyancer to advise.

Do the Building Society Association intend to launch a search tool with a view to list firms on the Loughborough BS conveyancing panel for instance in Clacton On Sea?

We have not been informed any plans on the part of the BSA to promote such a tool.

I used Stirling Law several years ago for my conveyancing in Clacton On Sea. Now, I need the files however the law firm is no longer operating. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Clacton On Sea of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

The estate agent has sent us the confirmation of our purchase of a new build flat in Clacton On Sea. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Clacton On Sea

Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

When it comes to my conveyancing in Clacton On Sea should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee

(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Clacton On Sea conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the solicitor's time in submitting the funds this way.