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Find a Earley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Earley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Earley home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Earley conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Earley

Am I correct in assuming that the fact that my solicitor in Earley is not listed on my bank's solicitor panel that there is a problem with the quality of her work?

It would not be wise to jump to that conclusion. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Earley conveyancing practice and ask them why they are no longer on the approved list for your lender.

It is 10 years ago since I purchased my property in Earley. Conveyancing solicitors have just been retained on the sale but I am unable to find my title documents. Will this cause complications?

You need not be too concerned. Firstly the deeds may be retained by your mortgage company or they could be in the possession of the lawyers who handled the purchase. Secondly in most cases the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. The vast majority of conveyancing in Earley relates to registered property but in the rare situation where your home is not registered it is more tricky but is not insurmountable.

My uncle passed away 10 months ago and as sole heir and executor I was left the property in Earley. The house had a small mortgage remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Nottingham, pay off the mortgage. Is this allowed?

Where you plan to refinance then Nottingham will insist on your using a conveyancer on the Nottingham conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nottingham conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nottingham mortgage is registered as a charge at the Land Registry.

Due to the guidance of my in-laws I had a survey completed on a property in Earley in advance of retaining lawyers. I have been advised that there is a flying freehold element to the property. My surveyor has said that some lenders may refuse to grant a loan on a flying freehold house.

It varies from the lender to lender. Lloyds has different instructions for example to Halifax. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Earley. Conveyancing may be slightly more expensive based on your lender's requirements.

As co-executor for the will of my uncle I am disposing of a residence in Newport but live in Earley. My solicitor (approximately 250 miles awayrequires that I execute a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing practitioner in Earley who can witness and place their company stamp on the document?

Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are Earley based

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Find out more about how flying freehold can affect your the value of a property.