I am acquiring residence in Dosthill. My Conveyancer is not listed on the lender solicitor panel. Can I still continue with my Dosthill conveyancing solicitor even though they are not on the bank approved list?

You have a couple of options available to you here

• Complete the deal with your chosen Dosthill property lawyer but your bank will no doubt appoint a solicitor from their approved list. The net result is additional cost and likely interruption.
• Appoint a new lawyer to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
• Convince your property lawyer to do everything possible to get accepted on the lender’s conveyancing panel

I am buying a property without a mortgage in Dosthill. I have lived for the previous 20 years in Dosthill. Conveyancing searches are expensive. As I know the area and road intimately must I have all the conveyancing searches?

If you not getting a mortgage, then the vast majority of the Dosthill conveyancing searches are non-obligatory. Your conveyancer will try and steer you, perhaps strongly, that you should have searches done, but she has a professional duty to take that path of advice. One thing to consider; if you are likely to dispose of the house at a future date, it will likely be be of interest to your future purchaser what the searches determine. On occasion houses with functional issues can still reveal negative search results. A good conveyancing solicitor in Dosthill should be able to give you some helpful guidance in this regard.

I have a decision in principle. The lender mentioned the home loan came with free conveyancing. Does this mean I have to instruct their panel conveyancer as I would much rather instruct a local conveyancing solicitor in Dosthill?

Do check but the chances are that give you one of their panel conveyancers where you take up the "fee-free" offer. Call the lender and explore if they allow a monetary alternative. Some banks have previously offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Dosthill.

I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Dosthill is the location of the property. What do you suggest?

Flying freeholds in Dosthill are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Dosthill you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dosthill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I was advised by a number of estate agents in Dosthill to locate a solicitor using your seach tool. What’s the financial incentive for Estate Agents to offer your lawyers over and above a competitor’s?

We don’t make any financial incentive for sending work in our direction. We found it would be just too difficult to pay a commission as home movers will think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.