Will my conveyancing lawyers need to check that the building insurance when buying a house in Chelmsley Wood. My lender is Virgin

Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/12/2025, the requirements read as follows :

Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Chelmsley Wood is the location of the property. Can you offer any assistance?

Flying freeholds in Chelmsley Wood are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chelmsley Wood you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chelmsley Wood may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

In what way does the Landlord & Tenant Act 1954 affect my business premises in Chelmsley Wood and how can you help?

The particular law that you refer to affords security of tenure to business lessees, giving them the dueness to make a request to court for a continuation of occupancy at the end of the lease term. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Chelmsley Wood is one of the many locations in which the firms we work with have offices

My husband and I are 14 days into a leasehold purchase having been referred to a firm by the high street agent to execute conveyancing in Chelmsley Wood. I am am very dissatisfied with the level of service. Could you you assist me in finding new lawyers?

They would have to be really bad in order to consider diss instructing them. Has the loan offer been generated? If so you will need to make them aware of the new contact details and ensure the mortgage documents are re-issued. Your new solicitor ideally should be on the banks approved list to avoid escalating costs and complications. So that should be your starting point. The find a solicitor tool can help you find a lender approved solicitor for your home move in Chelmsley Wood

My husband and I have recently had an offer accepted on our 1st home in Chelmsley Wood, and are now looking to get solicitors instructed. We have utilised the various rating tools and the fee estimates are from all over the England and Wales. Is it necessary to have a Chelmsley Wood solicitor local to our prospective new home? I am content to do all the communicating electronically, but I am thinking at some stage we will be required to attend the conveyancing practitioner's office to sign contracts?

The conveyancer does not need to be in Chelmsley Wood, but choosing local means that you have the option to go in if you need to, by way of example, if a signature is needed urgently. In addition, a Chelmsley Wood solicitor is likely to be familiar with local agents and (if the vendor has chosen a local conveyancing practitioner) with them, which will help keep things moving faster.