Recently been in touch with my conveyancing lawyer in Clayton who completed the legal work 18 months ago and wanted a conveyancing estimate based on an identical type of house move (a leasehold residence and a freehold property) of almost identical values with a mortgage from Bank of Ireland. It looks as though am now being charged twice the amount. Stick with what I know or do I try and find an alternative firm of conveyancing solicitor?
The charges are a little high. If you you were to look around you could get the conveyancing a bit cheaper by as much as £125. That being said, if you were happy with the conveyancing the firm provided you mightcome to regret choosing an an unknown solicitor. If is important to ensure the solicitor can also act for Bank of Ireland. You can utilise our search tool to locate a Clayton conveyancing firm on the Bank of Ireland approved list of lawyers, which can often include conveyancing solicitors in Clayton.
I can see plenty of information on this site regarding conveyancing in Clayton but what is your top tip for finding the right conveyancer in Clayton
It would be unwise to be seduced by the lowest Clayton conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
I am helping my aunt sell her property in Clayton. Does the solicitor arrange an energy assessment or it is for me to see to?
After the abolition of Home Packs, energy performance certificates became a required part of moving property. An energy performance certificate needs to be commissioned prior to the property being marketed. This is not something that law firms normally arrange. Where you are using a Clayton conveyancing solicitor they may be able to arrange energy performance certificates due to their contacts with long established Clayton providers
Planning on purchasing a flat in Clayton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Clayton lawyer is on the Barclays conveyancing panel.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Clayton?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Clayton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a simple, chain free conveyancing. Clayton is where the house is located. Can you offer any advice?
Flying freeholds in Clayton are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Clayton you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clayton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Do I need to be wary about third parties that I am dealing with are suggesting a nationwide conveyancing firm rather than a High Street Clayton conveyancing firm?
As with lots of service providers, often recommendations from connections can be very helpful. Yet there are many parties with a vested interest in a conveyancing deal; estate agents, financial adviser and mortgage companies may suggest lawyers to retain. Sometimes the solicitors might be known to one of the organisations as being good in their field, but sometimes there may be a commercial relationship behind the recommendation. You have the right to choose your preferred lawyer. However, bear in mind that the majority of banks specify a panel list of lawyers you must use for the lender related work in your house move.