We were about to choose a conveyancing solicitor in Chipping Sodbury found using your search tool but have come across alternative costs illustrations on the internet appear less expensive – how come?

There are plenty of firms promoting pretending to offer cut-price conveyancing, but additionalfees result in the completion bill mounting up beyond all recognition. In accordance with regulatory requirements fees contained in terms of business should be honest and reasonable and be applied The law firms that we put forward for conveyancing in Chipping Sodbury specify all charges for a domestic conveyancing matter.

Our lender has suggested solicitors on their panel based in Chipping Sodbury but I would rather instruct a conveyancing lawyer in Chipping Sodbury or nearer to where I live. Can you assist?

The minority of Chipping Sodbury conveyancing solicitors are on all banks conveyancing panel. Use our find an approved solicitor tool to choose a Chipping Sodbury conveyancing solicitor on the on the lender panel.

We are getting the release of further funds on our mortgage from Leeds Building Society as we want to conduct improvements to our home in Chipping Sodbury. Are we obliged to select a local Chipping Sodbury solicitor on the Leeds Building Society conveyancing panel to handle the legals?

Leeds Building Society don't usually instruct firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society panel.

I am expecting a OIP from Barclays this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Barclays recommend any Chipping Sodbury solicitors on the Barclays conveyancing panel, or is it better to go independently?

You will need to appoint Chipping Sodbury solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.

The formalities of my purchase has taken place for my property in Chipping Sodbury. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I decided to have a survey done on a house in Chipping Sodbury in advance of instructing conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will refuse to give a mortgage on such a premises.

It depends who your proposed lender is. HSBC has different requirements for example to Halifax. If you e-mail us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chipping Sodbury. Conveyancing may be slightly more expensive based on your lender's requirements.

The solicitors handling our conveyancing in Chipping Sodbury has sent papers to review that show the property is unregistered with epitome documents. Why is the property not registred at HMLR?

Over ninety percent of property in Chipping Sodbury is registered. An 'epitome' is basically a dossier of photocopies of documents affecting an unregistered title. Many Chipping Sodbury conveyancing practitioners should be capable of dealing with such matters but if any uncertainty exists the usual guidance presently is for the vendor’s solicitor to address the registration formalities first and subsequently sell - this this chain of events will result in a significant delay.