It has taken forever and a day but a loan offer from Santander for the remortgage of my 2 room flat is coming within the next few days. Are you able to put forward a cheap conveyancing lawyer in Chapel Allerton?

You have arrived at the wrong site to search for the lowest fares for conveyancing in Chapel Allerton. We can offer you affordable conveyancing but we do not aim to work with the cheapest lawyers. Resist the temptation to appoint companies enticing you with low cost conveyancing in Chapel Allerton. In your best case scenario, in choosing a lawyer for low cost conveyancing, you will earn what you pay for and at worst you will end up spending a lot in additional fees and still not get the service expected.

My apartment in Chapel Allerton is up for sale and I have a buyer. Will the solicitor need to be required to be on the Nottingham conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the Nottingham conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently currently.

Will my conveyancer be making enquiries about flooding during the conveyancing in Chapel Allerton.

The risk of flooding is if increasing concern for solicitors carrying out conveyancing in Chapel Allerton. There are those who buy a property in Chapel Allerton, completely aware that at some time, it may be flooded. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Solicitors are not qualified to give advice on flood risk, but there are a number of searches that can be carried out by the purchaser or on a buyer’s behalf which should give them a better appreciation of the risks in Chapel Allerton. The conventional set of completed inquiry forms supplied to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the seller to discover whether the property has suffered from flooding. In the event that the residence has been flooded in past and is not notified by the owner, then a purchaser may commence a legal claim for losses as a result of such an inaccurate answer. The buyer’s conveyancers should also commission an environmental report. This should indicate if there is any known flood risk. If so, more detailed investigations will need to be conducted.

I was advised by numerous selling agents in Chapel Allerton to locate a conveyancer on your site. What’s the financial advantage for Estate Agents to offer your services over another?

We refuse to offer any referral fee for sending work our way. We thought it would be too underhand a fee because a client could think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.

My husband and I are first time buyers - agreed a price, but the estate agent has warned us that the owners will only issue a contract if we appoint the agent's chosen conveyancers as they want an ‘expedited deal’. My instinct tells me that we should use a high street solicitor who is familiar with conveyancing in Chapel Allerton

It is unlikely the owners are driving this. Should the vendor desire ‘a quick sale', taking such a hostile approach to a serious purchaser is is going to put the whole deal at risk. Contact the vendors directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)but you are going to use your own,trusted Chapel Allerton conveyancing lawyers - not the ones that will provide the estate agent a kickback or achieve conveyancing figures set by senior management.