My husband and I are acquiring a new build duplex in Normanton and my lawyer is advising me that she is duty bound to the bank to disclose incentives from the builder. I am on a tight deadline to exchange and I don't want to delay deal. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Normanton. My lender is The Mortgage Works

The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/9/2025, the requirements read as follows :

Is there a list of Bank of Ireland panel conveyancers in Normanton on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. Very few lenders make their panel listings visible on the web. If you are in need of a Normanton solicitor on the Bank of Ireland please use our facility.

We were going to get a AIP from RBS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do RBS recommend any Normanton solicitors on the RBS conveyancing panel, or is it better to go independently?

You will need to appoint Normanton solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.

After much negotiation I have agreed a price on a house in Normanton. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £150. A couple of days later, the property lawyer called me embarrassingly acknowledging that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

A friend advised me that if I am buying in Normanton I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is occasionally included in the estimate for your Normanton conveyancing searches. It is a large document of more than thirty pages, listing and setting out important information about Normanton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Normanton Education with plans and statistics, Local Amenities and other useful information regarding Normanton.

My conveyancers in Normanton have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the bank. Is it case that being on the bank conveyancing panel they need to have retained the file for a prescribed period?

Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the bank directly.