We note that you have a post code search directory listing firms on the RBS conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Buckden?

We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Buckden.

Will my conveyancer be raising enquiries about flooding as part of the conveyancing in Buckden.

The risk of flooding is if increasing concern for solicitors dealing with homes in Buckden. There are those who purchase a property in Buckden, completely aware that at some time, it may be flooded. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.

Lawyers are not qualified to offer advice on flood risk, however there are a various searches that may be undertaken by the buyer or on a buyer’s behalf which can give them a better appreciation of the risks in Buckden. The conventional set of completed inquiry forms sent to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the owner to determine if the property has suffered from flooding. If flooding has previously occurred which is not revealed by the seller, then a purchaser could issue a claim for damages as a result of such an incorrect response. A purchaser’s conveyancers should also conduct an enviro report. This will indicate if there is a recorded flood risk. If so, further inquiries will need to be made.

How does conveyancing in Buckden differ for new build properties?

Most buyers of new build premises in Buckden approach us having been asked by the developer to sign contracts and commit to the purchase even before the residence is ready to move into. This is because house builders in Buckden tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Buckden or who has acted in the same development.

Looking forward to complete next month on a basement flat in Buckden. Conveyancing solicitors assured me that they are sending me a report next week. What should I be looking out for?

Your report on title for your leasehold conveyancing in Buckden should include some of the following:

You should receive a copy of the lease Does the lease prevent you from subletting the property, or having a home office for business Will you be prohibited or prevented from having pets in the property? The total ownership of the premises. This will be the flat itself but could also include a loft or basement if appropriate.

Leasehold Conveyancing in Buckden - Sample of Questions you should consider before buying

Most Buckden leasehold apartments will be liable to pay a service charge for maintenance of the block invoiced on behalf of the landlord. Where you buy the property you will have to pay this liability, normally periodically during the year. This could differ from a couple of hundred pounds to thousands of pounds for bigger purpose-built blocks. There will also be a rentcharge for you to pay yearly, ordinarily this is not a exorbitant sum, say about £25-£75 but you need to check it because on occasion it can be many hundreds of pounds. This question is useful as a) areas may result in problems for the block as the communal areas may start to deteriorate where services are not paid for b) if the leasehold owners have a dispute with the running of the building you will want to have complete disclosure

Am in the process of buying my first home in Buckden. Conveyancing practitioner already selected. The mortgage adviser pointed out that a survey is not necessary as the house was only constructed in 2001.

As the bare minimum you need a Home Buyer's Report. As the residence was constructed more than a decade ago the property will not come with a warranty, so you don't want to take a risk. Where a property of this age shows no signs of problems a Home Buyer's report may be sufficient. The report should highlight any obvious issues and recommend further investigation if appropriate. If there are any indications of problems seek a full structural survey.