My grandmother passed away six months ago and as sole heir and executor I was left the house in Huntingdon. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to , pay off the mortgage. Is this allowed?

Given you intend to re-mortgage then will insist on your using a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.

Should my lawyer be making enquiries regarding flooding during the conveyancing in Huntingdon.

Flooding is a growing risk for lawyers dealing with homes in Huntingdon. There are those who purchase a house in Huntingdon, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the premises. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Lawyers are not best placed to impart advice on flood risk, but there are a numerous searches that can be initiated by the purchaser or on a buyer’s behalf which will figure out the risks in Huntingdon. The conventional set of completed inquiry forms sent to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the vendor to find out if the premises has suffered from flooding. If flooding has previously occurred and is not revealed by the owner, then a buyer may commence a legal claim for losses stemming from an misleading reply. A buyer’s solicitors may also conduct an environmental search. This should reveal if there is any known flood risk. If so, additional investigations will need to be initiated.

I opted to have a survey completed on a house in Huntingdon before appointing solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some banks tend not grant a loan on a flying freehold house.

It varies from the lender to lender. Santander has different requirements for example to Nationwide. Should you wish to telephone us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Huntingdon. Conveyancing will be smoother if you use a solicitor in Huntingdon especially if they are familiar with such properties in Huntingdon.

I am looking to sell my property. My former lawyers have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Huntingdon if that makes a difference.

Please use our search tool to help you choose a solicitor for your conveyancing in Huntingdon. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.

Am I better off to appoint a Huntingdon conveyancing solicitor who is local to the property I am purchasing? I have an old university friend who can perform the conveyancing but her office is over three hundred miles drive away.

The primary upside of using a local Huntingdon conveyancing practice is that you can attend the office to sign paperwork, present your identification documents and pester them where appropriate. They will also have local knowledge which is a plus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and the majority were happy that must outweigh using an unfamiliar Huntingdon conveyancing solicitor solely due to them being round the corner.