The conveyancer who helped my former purchase has quoted £1700 for freehold conveyancing in Brandesburton. I am hoping to downsize from a Edwardian detached home for £200,000. Are these estimated fees excessive? Is it above what I should be paying for conveyancing in Brandesburton?

The estimate does seem a tad steep. If you shop around you may be able to reduce the fees slightly by perhaps £100 plus VAT. That being said, you maylive to rue choosing an an unknown lawyer. If is important to be sure that the solicitor can act for your lender. You can employ our search tool to choose a Brandesburton conveyancing company on the banks conveyancing panel which can often include conveyancing solicitors in Brandesburton.

we are a couple who are hoping to buy a newbuild flat in Brandesburton with a residential mortgage from The Royal Bank of Scotland.We like our Brandesburton conveyancing practitioner but The Royal Bank of Scotland says he's not listed on their "panel". It seems we are left with no choice but to instruct a The Royal Bank of Scotland panel lawyer or keep our preferred solicitor and fork out for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?

No, not really. The mortgage issued to you contains various provisions, one of which will be that lawyers must be on the The Royal Bank of Scotland approved list. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for The Royal Bank of Scotland

What is your number one tip for choosing a conveyancing solicitor in Brandesburton

Do not opt for the lowest Brandesburton conveyancing fees. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

My conveyancer has informed me that defective lease insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Brandesburton?

The right level of defective lease indemnity insurance should be dictated by who your lender. It would differ for example between Santander and Leeds Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.

We were going to get a OIP from Santander this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Santander recommend any Brandesburton solicitors on the Santander conveyancing panel, or is it better to go independently?

You will need to appoint Brandesburton solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.

I am buying a new build apartment in Brandesburton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Brandesburton

Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are surveyor prepared.

Is planning consent necessary to change a house into a couple of appartments in Brandesburton? This has been done to a house next door to my home in Brandesburton and was not aware of the conversion until after the works were finished.

Planning Permission yes. Building Reg Approval yes.