We are due to move property in April. Does my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you suggest a removal company in Blaina. Conveyancing firm was found prior to coming across your page.
On the afternoon of completion you will need to collect the keys from your selling agent however this can only happen when the sellers solicitors inform the agent that they acknowledge receipt of the completion payment and the keys can be passed over. You will need to tell the removal men that you are ready to move in. We are not in a position to suggest a specific removal company but can assist you in finding a residential property solicitor in Blaina or a firm that specialises in conveyancing in Blaina.
We had appointed solicitors based in Blaina on the Clydesdale solicitor approved list. They are now charging me a separate charge for the legal aspects of the Clydesdale mortgage. Is this an additional conveyancing fee set by Clydesdale?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your solicitor can charge a fee for this. The fee is not set by Clydesdale but by your Blaina property lawyer. Some firms on the Clydesdale panel will levy ’dealing with mortgage’ fee and others do not.
I was told two weeks ago that my mortgage has been agreed to by Nationwide. Is it usual for Nationwide to only issue the offer once my solicitor in Blaina is approved on their conveyancing panel? Nationwide have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
I'm purchasing a new build house in Blaina benefiting from help to buy. The sellers would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep told me not disclose to my lawyer about the side-deal as it may affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a house in Blaina prior to instructing solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some mortgage companies may refuse to grant a loan on this type of premises.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Blaina. Conveyancing will be smoother if you use a solicitor in Blaina especially if they are accustomed to such properties in Blaina.
I need to instruct a conveyancing solicitor for my conveyancing in Blaina. I have stumble upon a web site which seems to have the perfect answer If there is a chance to get all this stuff completed via phone that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Do I stop my mortgage payments with Nationwide once a completion date for my home sale in Blaina has been set?
No, you must continue meeting any mortgage sums to Nationwide pending the mortgage being repaid on completion as part of your Blaina conveyancing.