We see that you have a post code search directory listing law firms on the Aldermore conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Gilwern?

We are a listing service only for law firms wishing to communicate if they are on the Aldermore conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Gilwern.

Me and my brother have a 4 bedroom Edwardian property in Gilwern. Conveyancing solicitor acted for me and Chelsea Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Gilwern and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing lawyer who conducted the purchase.

My cousin has recommend that I instruct his lawyers for conveyancing in Gilwern. Should I choose my own conveyancer?

There are no two ways about it the ideal way to select a conveyancing practitioner is to get feedback from friends or family who have previously instructed the firm you're are thinking of instructing.

I am hoping to put an offer on a small detached house that appears to meet my requirements, at a great figure which is making it more attractive. I have since discovered that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a leasehold house in Gilwern. Conveyancing lawyers have are about to be appointed. Will they explain the issues?

The majority of houses in Gilwern are freehold and not leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. it is apparent that you are buying in Gilwern in which case you should be shopping around for a Gilwern conveyancing solicitor and be sure that they are used to transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a tenant you will not be entirely free to do whatever you want with the house. The lease will likely included provisions for example obtaining the freeholder’spermission to conduct alterations. You may also be required to pay a service charge towards the maintenance of the estate where the property is part of an estate. Your conveyancer should advise you fully on all the issues.

Gilwern Leasehold Conveyancing - A selection of Questions you should ask Prior to Purchasing

How many of the leaseholders are in arrears for their service charge payments? Can you tell me if there are any major works anticipated that could increase the maintenance charges?

Do I cancel the direct debit for my mortgage with Nationwide as soon as a completion date for my home sale in Gilwern has been agreed?

No, you should continue paying any mortgage sums to Nationwide until the mortgage is discharged on completion as part of your Gilwern conveyancing.