I am obtaining a mortgage offer from Lloyds. I would like to enlist the help of a Licensed Conveyancer in Yaxley. Does the Lloyds Solicitor panel allow for conveyancers regulated by the CLC?
The Lloyds conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We're in Yaxley, First timers buying with a mortgage (lender is UBS , and our lawyer is on the UBS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the UBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My uncle pointed out to me me that in purchasing a property in Yaxley there could be a number of restrictions preventing external alterations to a property. Is this right?
We are aware of a number of properties in Yaxley which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Yaxley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are aiming to move property in October. Does my conveyancing solicitor update the removal company on the completion day. On a separate note, can you suggest a removal company in Yaxley. Conveyancing firm was chosen before I stumbled across your website.
On the day of completion you will need to collect the house keys from the selling agent however this should only take place once the sellers solicitors advise the agent that they have the completion monies and the keys can be collected. Subsequently you can tell the removal company that you are ready to move in. We are not in a position to recommend a specific removal organisation but can assist you in choosing a residential property solicitor in Yaxley or a legal practice that specialises in conveyancing in Yaxley.
My wife and I purchasing a 4 bedroom semi-detached house in Yaxley. We would like to convert the garage to an office at the property.Will legal conveyancing on the property involve checks to ascertain if these works are allowed?
Your solicitor should check the deeds as conveyancing in Yaxley can sometimes reveal restrictions in the title deeds which prohibit categories of works or need the consent of a 3rd party. Some additions require local authority planning permissions and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these things with a surveyor prior to committing yourself to a purchase.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, chain free conveyancing. Yaxley is the location of the property. Can you shed any light on this issue?
Flying freeholds in Yaxley are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Yaxley you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Yaxley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I need to appoint a conveyancing solicitor for sale conveyancing in Yaxley. I have stumble across a site which looks to be the ideal answer If there is a chance to get all this stuff completed via phone that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?