Do I have to visit the offices of the solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Crowland so that I can attend their offices if necessary.

Nowadays approved lawyers for lenders conduct the vast majority of communications through Royal Mail, internet or over phone calls. This means that they can undertake the conveyancing transaction no matter where you live in the country. Nevertheless you should see if you have the option of going to the offices of your conveyancing lawyer if you prefer.

Are there restrictive covenants that are commonly picked up during conveyancing in Crowland?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Crowland. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

About to purchase a new build apartment in Crowland. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Crowland

The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan. Forfeiture - bankruptcy or liquidation must not apply under this provision.

I opted to have a survey done on a house in Crowland in advance of instructing lawyers. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some banks will refuse to give a loan on such a house.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. Should you wish to telephone us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Crowland. Conveyancing may be slightly more expensive based on your lender's requirements.

I have just appointed agents to market my basement apartment in Crowland. Conveyancing lawyers have not yet been instructed, however I have recently had a yearly maintenance charge invoice – should I leave it to the buyer to sort out?

The sensible thing to do is pay the service charge as you normally would given that all ground rent and service invoices should be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I acquired a garden flat in Crowland, conveyancing having been completed 1995. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding properties in Crowland with over 90 years remaining are worth £165,000. The ground rent is £45 invoiced every year. The lease runs out on 21st October 50

With 50 years left to run we estimate the premium for your lease extension to be between £36,100 and £41,800 plus legals.

The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first getting professional advice.