I am obtaining a mortgage offer from Halifax. My intention is to employ the services of a Licensed Conveyancer in Crowland. Does the Halifax Conveyancing panel allow for conveyancers regulated by the CLC?

The Halifax conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

Due to the encouragement of my in-laws I had a survey completed on a house in Crowland in advance of appointing lawyers. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies tend refuse to give a mortgage on such a property.

It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Crowland. Conveyancing will be smoother if you use a solicitor in Crowland especially if they are familiar with such properties in Crowland.

I'm converting the mortgage on my primary home to a BTL loan with and intend to use the remaining equity towards a second property. The neighborhood we are looking at is Crowland. Will your lawyers be able to act for both sets of lenders and tie in the two deals?

Do use our comparison tool on this page to check that the solicitors are on the appropriate lender panels. Having checked that they are the solicitor should be able to simultaneously deal with the two transactions but you should have a chat with you solicitor and make clear your desired outcome and needs.

I am on look out for some leasehold conveyancing in Crowland. Before I get started I would like to find out the number of years remaining on the lease.

If the lease is recorded at the land registry - and 99.9% are in Crowland - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I own a 1st floor flat in Crowland, conveyancing formalities finalised half a dozen years ago. Can you give me give me an indication of the likely cost of a lease extension? Comparable flats in Crowland with an extended lease are worth £165,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease ends on 21st October 50

You have 50 years left to run the likely cost is going to be between £36,100 and £41,800 as well as plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.

My partner and I have recently had an offer agreed on a house and had meeting on Wednesday with HSBC for the mortgage. They advised us that when it comes to choosing a that if they are not on their approved panel of then we will incur an extra fee of about two hundred pounds. This is because they will then have to instruct a solicitor to act on their behalf as well as the one we choose to act for ourselves and we are liable for their invoice. I have asked HSBC to send me with a list so I can request estimates only from their approved conveyancers but was told that I need to check with each individual conveyancer to see if they are on the panel. Is their an easier way of going about this?

You can enquire of HSBC what their criteria for joining their panel is for a solicitor.Then ask the of your choice whether they meet the criteria and have they acted on loans for HSBC historically. If the answer to those is yes, then just double check with HSBC. Another option is to utilise our search tool and we may be able to locate a in Crowland on the approved list for HSBC.