Despite weeks of looking the Title Certificate and documents to my property are lost. The solicitors who conducted the conveyancing in Wilsden 10 years ago have long since closed. What are my options?

You no longer need to have the physical deeds to evidence that you are the registered proprietor of land or premises, as the Land Registry have everything they need in a digital format.

How does conveyancing in Wilsden differ for new build properties?

Most buyers of new build premises in Wilsden approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Wilsden typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Wilsden or who has acted in the same development.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Wilsden is the location of the property. Can you offer any guidance?

Flying freeholds in Wilsden are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Wilsden you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wilsden may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm remortgaging my existing home to a BTL loan with Platform Home Loans Ltd and intend to use the remaining equity as a down payment on another property. The neighborhood we are interested in is Wilsden. Will your conveyancers be able to act for the two mortgage companies and link together the conveyances?

Make use of our comparison tool on this site to be sure that the lawyers are on the relevant lender panels. On the basis that they are your conveyancer should be able to tie up the two deals but you should have a chat with you lawyer and make clear your desired outcome and requirements.

I today plan to offer on a house that seems to tick a lot of boxes, at a reasonable figure which is making it more attractive. I have since discovered that it's a leasehold as opposed to freehold. I would have thought that there are issues buying a house with a leasehold title in Wilsden. Conveyancing solicitors have not yet been appointed. Will they explain the issues?

The majority of houses in Wilsden are freehold and not leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can help the conveyancing process. it is apparent that you are buying in Wilsden in which case you should be shopping around for a Wilsden conveyancing solicitor and be sure that they have experience in advising on leasehold houses. First you will need to check the number of years remaining. Being a leaseholder you will not be at liberty to do whatever you want with the house. The lease comes with conditions such as obtaining the landlord’spermission to conduct alterations. You may also be required to pay a service charge towards the maintenance of the estate where the property is part of an estate. Your lawyer will appraise you on the various issues.

I own a 2 bed flat in Wilsden, conveyancing was carried out April 2004. Can you give me give me an indication of the likely cost of a lease extension? Corresponding properties in Wilsden with a long lease are worth £197,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease comes to an end on 21st October 2079

You have 54 years remaining on your lease we estimate the premium for your lease extension to span between £32,300 and £37,400 plus costs.

The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. Do not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.