I require conveyancing for a flat in a fairly new development (five years built) in Wem. 95% of the properties have already been sold. Do I need carry out the conveyancing searches for my conveyancing in Wem?
Conveyancing Searches are a central link in the Wem conveyancing process. There are numerous search providers who offer Wem conveyancing searches, as well straight from the local authority. These are generally termed personal search companies due to them carrying out, personal searches. However, all Local Authority Search conveyancing products have one thing in common - they must obtain their information from the local authority.
We note that you have a search directory identifying solicitors on the conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Wem?
We are a listing service only for law firms wishing to communicate if they are on the conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Wem.
My aunt passed away 10 months ago and as sole heir and executor I was left the house in Wem. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to , pay off the mortgage. Is this allowed?
Where you plan to refinance then will require that you use a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.
The deeds to my property can not be found. The lawyers who conducted the conveyancing in Wem 4 years ago no longer exist. What do I do?
As long as you have a registered title the information relating to your proprietorship will be evidenced by the Land Registry under a Title Number. It is possible to execute a search at the Land Registry, find your property and get current copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will also normally hold a certified copy of the Registered Lease and again, a copy can be ordered for twenty pounds.
Due to the guidance of my in-laws I had a survey completed on a house in Wem before appointing lawyers. I have been advised that there is a flying freehold element to the property. My surveyor has said that some lenders tend not grant a loan on this type of house.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you e-mail us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wem. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wem to see if the conveyancing costs will increase in light of this.