I am expecting a mortgage with Nat West. I would like to use a Licensed Conveyancer in Wadebridge. Does the Nat West Conveyancing panel include Licensed Conveyancers?

The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

Can your site be used to locate a Conveyancing solicitor in Wadebridge even if I’m not purchasing or disposing of a house, for example where I want to acquire a shop in Wadebridge with a mortgage from Lloyds TSB Bank?

Our search tool is primarily utilised to help choose domestic conveyancing solicitors in Wadebridge but we have set out towards the end of this page some Wadebridge commercial conveyancing firms. You will need to enquire with the firm directly to see if they are also authorised to represent Lloyds TSB Bank

My uncle informed me that in buying a property in Wadebridge there could be various restrictions prohibiting external changes to the property. Is this right?

We are aware of a number of properties in Wadebridge which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Wadebridge should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We are purchasing a end of terrace house in Wadebridge. Our aim is to an extension at the rear at the property.Will the conveyancing process include enquiries to see if these alterations were previously refused?

Your property lawyer will review the registered title as conveyancing in Wadebridge will on occasion identify restrictions in the title documents which restrict certain changes or necessitated the permission of another owner. Certain additions need local authority planning consent and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.

The formalities of my remortgage has taken place for my property in Wadebridge. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?

Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I work for a reputable estate agency in Wadebridge where we see a number of flat sales jeopardised as a result of leases having less than 80 years remaining. I have received inconsistent advice from local Wadebridge conveyancing solicitors. Please can you clarify whether the vendor of a flat can commence the lease extension formalities for the purchaser on completion of the sale?

Provided that the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer need not have to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or simultaneously with completion of the sale.

An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Wadebridge Leasehold Conveyancing - Examples of Queries before Purchasing

Are there any major works on the horizon that will increase the service charges? Its a good idea to find out as much as possible concerning the company managing the building as they will either make your living at the property much easier or problematic. As the owner of a leasehold property you will be in the clutches of the managing agents both financially and when it comes to day to day matters like the tidiness of the communal areas. You should not be shy to ask prospective neighbours what they think of their management. In conclusion, find out the dates that the service fees are due to the managing agents and precisely what you get for your money.

We are seeking to purchase a repression flat in Wadebridge and the bank selling would like to complete within a month. Can a solicitor meet that timeframe? Would it be better to use a high street Wadebridge firm or an online firm that professes to complete quickly?

Visit your Wadebridge high street. Pop in to two or three firms and ask to see a conveyancing solicitor for an estimate. Set out your requirements and get a commitment on deadlines. Select the one that seems most genuine. Be sure to use a conveyancing practitioner on the list of conveyancers approved by your mortgage company.