We are a couple about to sign contracts for a ground floor flat in Treorchy. We encountered a snag. Our loan offer with Barnsley Building Society runs out on 7/4/2026 but the vendors are suggesting a completion date of 9/4/2026. Can one prolong the loan offer?

The person best placed to address this question is your solicitors who will assess whether they corresponding with the mortgage broker, seller’s solicitors, estate agents or possibly all parties based on what has gone on in your house move to date.

Our bank has suggested a law firm on their panel based in Treorchy but I would rather instruct a conveyancing lawyer in Treorchy or nearer to where I live. Can you help?

It is by no means the case that all Treorchy conveyancing practitioners are approved and listed on all banks conveyancing panel. Do make the most of the above find an approved solicitor tool to choose a Treorchy conveyancing solicitor on the on the mortgage company panel.

I am buying a new build flat in Treorchy. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Treorchy

The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

Is there anything unique about your site and alternative internet conveyancing solicitors for conveyancing in Treorchy?

At this site obtain a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Treorchy. Unlike many estate agents and brokerage sites we are not in the business of charging firms a fee if you instruct them for your home move in Treorchy

Last October I purchased a leasehold property in Treorchy. Am I liable to pay service charges for periods before completion of my purchase?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Treorchy Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing

Many Treorchy leasehold apartments will be liable to pay a service charge for maintenance of the building levied by the management company. Should you buy the flat you will have to pay this liability, usually in instalments during the year. This can be anything from a few hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. There will also be a ground rent for you to pay annual, this is usually not a significant amount, say approximately £25-£75 but you should to enquire as occasionally it could be many hundreds of pounds. For many Treorchy leaseholds the outlay for major works are not included within maintenance charges, although a few managing agents in Treorchy obliged leasehold owners to contribute towards a reserve fund created for the specific purpose of building a fund for major repairs or maintenance. The best form of lease structure is a share of the freehold. In this situation the lessees enjoy control and although a managing agent is often retained if the building is bigger than a house conversion, the managing agent is directed by the tenants.