I own a freehold house in Miskin yet pay rent, why is this and what is this?

It’s unusual for properties in Miskin and has limited impact for conveyancing in Miskin but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.

I am helping my aunt sell her flat in Miskin. Will the solicitor commission the EPC or do I organise this?

Following the abolition of HIPs, energy assessments remained a mandatory component of moving property. An energy assessment must be to hand in advance of the property being advertised. It is not a task that lawyers normally organise. If you are instructing a Miskin conveyancing lawyer they might be willing to arrange EPC’s due to their contacts with reputable Miskin energy assessors

I am the only recipient of my late grandmother’s estate and I have everything in my name now, including the house in Miskin. The Miskin property was put into my name in August. I now wish to sell up. I understand that there is a CML 6 month 'rule', meaning my property ownership may be treated the same way as if I'd bought the house in August. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. How sensible a view mortgage companies take of it, depend on the mortgage company as this obligation chiefly exists to pick up on subsales or the wholesaling and assigning of property.

We are getting a further advance on our mortgage from Leeds Building Society as we wish to carry out a loft conversion to our home in Miskin. Do we need to appoint a local Miskin solicitor on the Leeds Building Society conveyancing panel to deal with the paperwork?

Leeds Building Society would not normally require a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society conveyancing panel.

I am a sole trader planning to take over a lease of an office on the high street. Can you recommend lawyers offering no-move-no costs for non-domestic conveyancing in Miskin for less than 2k?

We can recommend firms who host a wealth of experience of commercial conveyancing in Miskin, including the disposal and acquisition of businesses as well as simply premises. Whether you are hoping to buy or dispose of a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right firm. Regarding the charges these will vary based on the structure and nuances of the deal. Please provide us with your details or email so as to enable us to supply you with comprehensive commercial conveyancing calculation.

My brother has encouraged me to appoint his conveyancing solicitors in Miskin. Should I choose my own property lawyer?

Much as we are happy to recommend a Miskin conveyancing lawyer the ideal way to find a conveyancing solicitor is to get recommendations from friends or family who have actually experience in using the solicitor you're are thinking of instructing.

I've found a house that seems to tick a lot of boxes, at a reasonable price which is making it more attractive. I have just been informed that the title is leasehold as opposed to freehold. I would have thought that there are issues buying a house with a leasehold title in Miskin. Conveyancing advisers have are about to be instructed. Will my lawyers set out the risks of buying a leasehold house in Miskin ?

Most houses in Miskin are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. It is clear that you are buying in Miskin so you should seriously consider shopping around for a Miskin conveyancing practitioner and be sure that they are used to transacting on leasehold houses. First you will need to check the unexpired lease term. Being a tenant you will not be entirely free to do whatever you want with the house. The lease comes with conditions for example requiring the freeholder’sconsent to carry out alterations. It may be necessary to pay a maintenance charge towards the maintenance of the communal areas where the house is part of an estate. Your solicitor will appraise you on the various issues.

Miskin Conveyancing for Leasehold Flats - A selection of Questions you should ask before Purchasing

Does the lease include onerous restrictions? Plenty Miskin leasehold flats will have a service bill for maintenance of the building set by the landlord. Should you acquire the property you will have to meet this liability, normally quarterly during the year. This may differ from two or three hundred pounds to thousands of pounds for large purpose-built buildings. In all likelihood there will be a rentcharge to be met yearly, ordinarily this is not a significant amount, say approximately £25-£75 but you should to check it because occasionally it can be many hundreds of pounds. How is the lease structured?