Am I correct in assuming that the fact that my conveyancer in Tenbury Wells is not listed on my lender's solicitor panel that there is a problem with the quality of his work?
That is most likely a wrong assumption to make. There are all sorts of perfectly reasonable explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should simply call the Tenbury Wells conveyancing practice and enquire why they are no longer on the approved list for your bank.
I am about to put an offer on a leasehold property in Tenbury Wells. The selling agents assure me that it is standard for flats in Tenbury Wells to have less than 75 years left on the lease. I am getting a mortgage with Tesco Bank. Is this going to be a problem if the lease has 69 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 16/9/2025 the requirements read as follows :
How does conveyancing in Tenbury Wells differ for new build properties?
Most buyers of new build premises in Tenbury Wells come to us having been asked by the seller to exchange contracts and commit to the purchase even before the property is built. This is because house builders in Tenbury Wells usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Tenbury Wells or who has acted in the same development.
I am looking for a flat up to £195,000 and found one round the corner in Tenbury Wells I like with a park and station nearby, the downside is that it only has 49 years unexpired on the lease. I can't really find anything else in Tenbury Wells suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you require a mortgage that many years will be an issue. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.
I need to instruct a conveyancing solicitor for some conveyancing in Tenbury Wells. I happened to discover a site which seems to have the perfect solution If there is a chance to get all the legals completed via email that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?