My wife and I are purchasing a newly built duplex in Ludlow and my lawyer is telling me that she has to the bank to reveal incentives from the seller. The Estate Agents are hassling me to exchange contracts and I have no desire to delay the conveyancing. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a house in Ludlow? or I am told that there is a law dating back centuries that could mean that owners of property residing in a parish church boundary may be liable to contribute towards repairs to the chancel within the church. Is this a legitimate concern for conveyancing in Ludlow?

Unless a prior acquisition of the house completed post 12 October 2013 you could take it that conveyancing practitioners conducting conveyancing in Ludlow to remain encouraging a chancel search and or insurance against a claim.

I am purchasing a new build house in Ludlow with a mortgage from Nationwide Building Society. The developers would not move on the price so I negotiated 6k of additionals instead. The property agent suggested that I not inform my lawyer about the side-deal as it will put at risk my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am a sole trader looking to lease a unit on the high street. Can you recommend conveyancers offering competitive fees for commercial conveyancing in Ludlow for less than 2k?

We can recommend firms who host a wealth of experience of commercial conveyancing in Ludlow, including the sale and acquisition of businesses as well as simply premises. Whether you are intending to acquire or sell a shop, pub, restaurant, office, retail premises or a complete business we can find you the right solicitor. Regarding the charges these will vary based on the structure and complexity of the proposed transaction. Please provide us with your details or telephone us so that we may supply you with comprehensive commercial conveyancing calculation.

Is it true that a Ludlow conveyancing solicitor taken to court by clients for not carrying out the right conveyancing searches?

We are not aware of such a Ludlow conveyancing matter but according to a recent report, clients buying a property elsewhere in England successfully won a case against their property lawyer due to development permission to erect a wind farm not being identified in conveyancing searches.

Where you are buying in Ludlow It is important that your solicitor carry out all Ludlow conveyancing searches necessary to ensure you have accurate and up to date information ahead of buying a home in Ludlow.